7 factors that determine your interest rate

April 10, 2019 by RE/MAX of Cherry Creek It’s a common question: What are today’s interest rates? Alas, the question is easier posed than answered, as interest rates vary significantly according to many factors. What goes into the interest rate you will receive on your mortgage? The Consumer Financial Protection Bureau (CFPB) cites these 7 elements: Your credit score: Generally, the better your score, the lower your interest rate, as lenders...

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Considering downsizing? You’ll have to deal with your emotions first

April 4, 2019 by RE/MAX of Cherry Creek You’ve lived in your house for decades, raising your children while celebrating joyous milestones along the way. Now your children are grown: Is it time to downsize? Downsizing may make rational sense, but emotional landmines can make the decision difficult. “To save yourself from staying stuck in a home that’s not right for you, try to understand why you feel emotional about selling your home,” notes...

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Think you can’t afford a home? Here are 4 reasons you might be wrong

Think you can’t afford a home? Here are 4 reasons you might be wrong

April 26, 2019 by RE/MAX of Cherry Creek Buying a home is a big commitment, so it’s understandable if you’ve been postponing this purchase. Like many, you might believe that a home is out of your financial reach. But this thought may also be based on incorrect information. Keeping Current Matters recently disputed 4 commonly held misconceptions you might be harboring about your ability to buy a home. Consider these myths: I need to make a 20%...

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6 no-fail ways to create a pollinator-friendly garden

6 no-fail ways to create a pollinator-friendly garden

April 29, 2019 by RE/MAX of Cherry Creek Now is the time to start thinking about your garden. What big things can you do this year to create a beautiful outdoor setting? Surprisingly, the answer is to focus on something small:  Start by thinking of pollinators, those tiny creatures that flit from plant to plant, making possible the glorious blooms we all enjoy. Pollinators, particularly bees, have been in decline in recent years, so it’s...

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Older homes are bursting with charm…but beware of structural issues

Older homes are bursting with charm…but beware of structural issues

Some like buying brand new homes, filled with the latest amenities. Others prefer the charm of an older home, with its unique nooks and crannies and old-world craftsmanship. If you fall into the latter category, keep in mind that charm can come with unexpected landmines. While you are tempted to focus on the design elements that make an older home appealing, it’s important to consider structural issues as well. No matter how much you love those...

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