By Credit.com | Dec 7, 2017 There was a time in my life when I thought I’d never own a home. As someone who had preferred life in big cities and prioritized travel above homeownership, the idea of settling somewhere permanently never really appealed to me. Then I got married, then I got pregnant, and suddenly the idea of living in an actual home to call my own (with a little more space, to boot) became very appealing. By the time my husband and...

Atlanta is a city beaming with innovation, tech and excitement around every corner. With a rich history and deep culture, Atlanta has something special embedded in each town. One of the unique qualities Atlanta has is small town charm throughout the city. From Virginia Highland and Brookhaven to Alpharetta and Roswell, Atlanta has subcultures that span the entire metropolitan area. Here’s a spotlight on 5 of our favorites. Decatur With local...

A functional and beautiful kitchen, flowing floor plan, plenty of storage, and spacious master bathroom will help win buyers’ hearts. However, often before they see those areas, they see your landscape. It’s the curb appeal theory that I’m talking about. Some buyers will decide based on the look of the outside of your home whether they’ll even bother to come inside. If your front yard is cluttered, your exterior paint is...

A renter paying $900 per month for rent will pay their landlord $54,000 over 5 1ears! With that same monthly payment this renter could be a homeowner building equity and reducing taxes. A renter paying $900 per month could potentially buy a home in the price range of $120,000 to $135,000 (depending on borrower’s credit score and debts) and not increase their monthly payment (based on a $130,000 sales price, 3.875% 30 year fixed rate with an ARP...

Why should you Consider Credit Repair? Discover the Basic Reasons! Do you look at your credit report and think about nothing but credit repair? If yes, then perhaps it’s high time to get your credit repair process started. Anyone with poor credit scores will definitely know what a low credit score can cost you. Wonder how severe the consequences are? Well, high interest rates can seriously damage your finances, period. Imagine the...

by Glen Curry Whenever you purchase a new home with financing, the mortgage company will absolutely require that you also purchase home insurance. Many homeowners view their home insurance as a “necessary evil”, and simply purchase their policy without knowing exactly what it covers. Lenders want to know you’re protecting their investment from harm, such as damage caused by fire, water, a tree falling through the roof, and even vandalism. Don’t...