What Your Home Insurance Covers… And What It Doesn’t

by Glen Curry Whenever you purchase a new home with financing, the mortgage company will absolutely require that you also purchase home insurance. Many homeowners view their home insurance as a “necessary evil”, and simply purchase their policy without knowing exactly what it covers. Lenders want to know you’re protecting their investment from harm, such as damage caused by fire, water, a tree falling through the roof, and even vandalism. Don’t...

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Insurance for “Big Boy” Toys

by Glen Curry They say the only difference between men and boys is the price of their toys. Many households have these high priced toys in them and never think about whether or not they have the proper insurance to protect them. We buy an insurance policy to protect our assets in case we get hit with a claim that could bring about financial harm. Let’s review. If we mess up and have an accident that is our fault, we legally owe the people we...

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