If your home has curb appeal, you’ll be able to sell it quickly and for top dollar. That’s why REALTORS® rate exterior home remodeling projects as the most valuable homeowners can make.   Many homeowners are confused about which projects will provide the most return on investment as they prepare their homes for the market.   The 2014 Remodeling Cost vs. Value Report, co-sponsored by the National Association of...

As a member of the real estate industry for more than 30 years, I’ve never seen the market bounce back as well as it did in 2013. It was a great year for the real estate industry including agents, sellers and buyers. One of the best indicators for housing is new construction, and it took a huge leap in 2013. Purchases of new homes surged towards the end of the year. In October, sales jumped 25.4% to an annualized pace of 444,000 nationally....

Prices are rising and perhaps there are fewer homes for sale where you want to live. What can you do to put the odds in your favor? First, get preapproved by a lender. That means sharing your financial information, going online and playing with a mortgage calculator. Give the lender the documentation they need, such as salary stubs, revolving credit obligations, and bank statements. You’ll know for certain how much you can afford, how...

Why should you Consider Credit Repair? Discover the Basic Reasons! Do you look at your credit report and think about nothing but credit repair? If yes, then perhaps it’s high time to get your credit repair process started. Anyone with poor credit scores will definitely know what a low credit score can cost you. Wonder how severe the consequences are? Well, high interest rates can seriously damage your finances, period. Imagine the...

by Judy Jones Your credit report overshadows every part of your life. Whether it’s a bank, insurance company or mortgage lender, your credit score is how they figure out whether you’re likely to miss payments or default on a loan. Now, it’s not uncommon for landlords and employers to check your credit before approving an application. No one is exempt from the impact of their credit score. There are five factors that determine a borrower’s...