With mortgage rates at or near all-time lows, homeowners are thinking of refinancing. A lower rate means a lower monthly payment, right?Refinancing decisions are never that simple. Sometimes refinancing is a smart choice, sometimes not. I can help connect you with someone who will look at the numbers and help you to make the best decision.Here are just a few considerations, and why you should consult with the right professional before moving...

Let’s face it, It takes a leap of faith to commit to a 30-year home mortgage. After all, who knows what the next 30 years will bring, financially speaking? The good news is that if your circumstances improve, or the market shifts, you can save yourself thousands of dollars in the long run by revisiting your loan. Consider these three options, as detailed by thebalance website: Refinancing: When refinancing, you take out a new loan with new...

By Daniel Bortz | Nov 30, 2017 Financial planners don’t just help people balance their budgets or plan for retirement; they also help their clients buy homes. After all, a house is very often the biggest financial investment you’ll ever make—so, it makes sense that these professionals would have some strong opinions on just how to go about it. Curious what they want you to know? Read on for their...

By Cicely Wedgeworth | Dec 5, 2017 Millennials are quickly ascending in the world of real estate, taking out the greatest share of all new mortgages and buying up the most homes in the lower price tiers—but they’re taking on way more debt to do it, according to a new analysis of mortgage origination data from Optimal Blue by realtor.com®. The realtor.com economic team examined records for over 3.2 million mortgages originated from January...

by Glen Curry In a recent report from InsuranceQuotes.com, Georgia homeowners only pay an average of 6 percent more for their homeowner’s insurance after making one claim. That puts Georgia among 18 states that are below the national average of 9 percent. While on the surface this seems like a big relief, tread lightly down the path of filing claims. First of all, I recommend carrying higher deductibles on your policy to discourage turning in...