by Glen Curry Whenever you purchase a new home with financing, the mortgage company will absolutely require that you also purchase home insurance. Many homeowners view their home insurance as a “necessary evil”, and simply purchase their policy without knowing exactly what it covers. Lenders want to know you’re protecting their investment from harm, such as damage caused by fire, water, a tree falling through the roof, and even vandalism. Don’t...

What sells a home? Is it the price, location, or condition? The truth is that it takes a combination of all of these factors to make a sale in today’s market. Unlike boom era transactions, the seller is now in the passenger seat. Buyers today have a great advantage. A glut of homes in many markets means that supply far outweighs demand. Buyers are able to be choosy and to negotiate sweet deals. When your home is on the market you want to...

As you start to gather up your belongings and pack them away for your move, many sellers question which items they should leave out for buyer appeal. Often the wrong items are left on display; things like family photos, personal keepsakes, and treasured belongings. All of these items should be safely packed away which very often creates open space (a plus for buyers) on shelves, refrigerator doors, and desktops. Buyers often make a decision...

As the race for the 2012 Presidential Election gets rolling, a new survey from the National Association of Home Builders (NAHB) shows what is on voters’ minds. Topping the list of concerns for voters is the importance of homeownership and the ease of obtaining it. The survey showed that American voters “strongly value homeownership and would oppose efforts to weaken or eliminate the mortgage interest deduction or diminish a federal...

Welcoming a new baby into a household can be both exciting and terrifying. How do you know that your home will fit a child’s growing needs? Is it safe and practical for an infant? These are both important questions to ponder as you prepare your current space or look for a new one. First, there are simple safety precautions all parents should take. Be sure to put plugs in all outlets. Babies are fascinated by things that are at their level...